Our Services Home Loan Solutions for Real Life (All of It)

At Mr. E Loan

We don’t believe home loans should come with a rulebook thicker than a phone directory.

Some folks have tidy paychecks. Some folks run businesses. Some folks earn income three different ways before breakfast. Good news: we work with all of it. Our job is simple — help you understand what you qualify for and guide you to the loan that actually makes sense.

Our Core Services

Home Purchase Loans

Buying a Home? Let’s See What’s Possible.

Whether you’re buying your very first home or upgrading to something with a little more elbow room,
we help you navigate your options without the confusion.
We work with:

First-time homebuyers

Move-up buyers

Retro illustration of a family transitioning from a small starter home to a larger modern house, representing move-up buyer mortgage solutions.

Primary residences and second homes

Side-by-side retro comparison showing a family at their primary residence and a vacation second home, representing diverse property loan options.

Traditional and non-traditional income earners

Retro illustration comparing corporate workers with self-employed and non-traditional income earners like chefs and artisans, representing flexible mortgage qualification.

Wondering “Can I buy a home right now?” That’s exactly where we start.

Refinance Loans

When You Want Better Terms (Or a Little Breathing Room)

Refinancing isn’t just about chasing rates — it’s about improving your overall situation.

If refinancing has crossed your mind, we’ll help you figure out if it actually makes sense, no guessing required.

We help homeowners:

➡️ Lower monthly payments

➡️ Improve loan terms

➡️ Access home equity

➡️ Simplify their finances

Specialized Loan Programs

Traditional Mortgage Loans

For the Institution-Perfect Crowd If your income is W-2, your credit is strong, and your paperwork is neat — wonderful. We work with all traditional mortgage programs and make the process smooth, efficient, and easy to understand. Simple doesn’t have to mean stressful.

Specialty & Flexible Income Loans

If you’ve been told your situation is “complicated,”
we say, “Let’s take a closer look.”

These loan programs focus on real income and real ability — not just perfect-looking pay stubs.

If you’ve been told your situation is “complicated,” we tend to say, “Let’s take a closer look.”

This is where Mr. E Loan really shines. We specialize in loan options for:

Self-employed professionals & Business owners
Commission and contract earners
Freelancers and consultants
Real estate investors
Households with multiple income streams

For Folks Whose Income Doesn’t Fit Neatly in a Box

This is where Mr. E Loan really shines. We specialize in loan options for:

Self-employed professionals & Business owners
Commission and contract earners
Freelancers and consultants
Real estate investors
Households with multiple income streams

From First Question to Closing Day

The Mr. E Loan Process

When you work with us, you get more than loan options — you get guidance.

The Mr. E Loan Promise

We’re not your father’s financial institution. We’re a veteran-owned, family-first lender with one mission: Helping hardworking Americans get the home they deserve, no matter how they earn their living.

No fancy speeches.
No fine-print surprises.
Just real help, done right.
Takes about 2 minutes. No obligation. No pressure.

We’re not your father’s bank. We’re a veteran-owned, family-first lender with one mission: helping hardworking Americans get the home they deserve, no matter how they earn their living.